Important update

Funding your forecourt

Flexible funding, exclusive performance insight and a dedicated account manager to help you grow your business.

What is stock funding and why do you need it?

Funding helps you to stock your forecourt with vehicles, including cars, motorcycles and light commercial vehicles, without using your own funds. You can tailor your borrowing based on your business needs throughout the year.

"Close Brothers Motor Finance have given us the best funding platform in the market"

David Wilson - Henson Motor Group

Learn more about Funding

Get the vehicles your customers want

Our exclusive forecourt and industry insights ensure you have the right stock for your customers, reducing ‘days-to-turn’ and maximising profits.

Free up your cash flow

Purchasing vehicles without using your own funds means you can invest elsewhere in your dealership.

Grow your business

Funding can help you purchase vehicles for your forecourt to grow your business.

Funding packages


All our funding products offer loans from £30,000 upwards.

SOPRA (Formally APAK)

Using the SOPRA system, you can add or remove vehicles when you want. Monitor and control the cost of funding individual units, and stock your forecourt at a competitive rate.

  • Loan secured against funded vehicle stock
  • Drawdown up to 80% of the invoice value of the vehicle
  • Reclaim for up to 80 days with interest accrued on the loan balance at an agreed fixed rate. The value of part exchange vehicles can also be reclaimed.
  • Full control over the facility
  • Monitor the cost of individual units
  • Monthly vehicle forecourt audit

Stocking loan

Stock your forecourt at a competitive rate using a stocking loan. It's outside of system defined parameters and a flexible way to stock. Admin overheads are reduced because you don’t need to remember to add or remove vehicles. Plus there's no monthly audit.

  • Loans can be unsecured, but security may be required
  • Capital plus a fixed interest rate repayable by standing order
  • Loans can be arranged between 12 and 36 months
  • Flexible stocking option

Business development loan

A business development loan is a shorter-term loan that can be used for purchasing stock or making improvements to your forecourt. Get fixed repayments and end points, and a flexible way to stock your forecourt. Admin overheads are reduced because you don’t need to remember to add or remove vehicles. Plus there's no monthly audit.

  • Unsecured 
  • An interest free capital loan, repayable by standing order
  • Fixed repayments over a term of 12 months

Forecourt Insight

Our powerful new data tool will change the way you run your forecourt and revolutionise how you manage stock. In partnership with Auto Trader, this unique innovation for the motor industry brings your data to life, helping you make informed decisions and maximise profitability, whilst enabling you to adapt to market conditions.

  • Easily identify the most desirable stock to suit your customer base
  • Sell quickly and be accurate with pricing
  • Eliminate under-pricing and over-pricing to improve days to sell
  • Achieve your business goals

Get funded within 5 working days

Your new funding option could be set up within 5 working days.

1. Discuss your options

Your account manager will discuss our funding product range with you, and suggest a bespoke funding package suited to your needs.

2. Gather information

We will support you in gathering the necessary information, including credit searches, bank statements, personal assets and liability statements, latest signed accounts.

3. Review application

Your account manager will work with our Credit team to review your application for funds, ensuring the underwriting team have a good knowledge of your business to make an informed decision.

4. Sign paperwork

Paperwork signed and returned.

5. Funds released

Upon approval, the funds are released into your business. You can now start to source the stock you desire for your forecourt and are on your way to achieving your business goals.

6. Partnership commences

Our partnership commences! Remember, your account manager is on hand for advice and support as to how to make the most out of your funding facility

Grow your business with stock funding

Complete the form and one of our experts will be in touch with you shortly.



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