Conditional Sale (CS)
If you want to own the vehicle at the end of the agreement.
Spread the cost of your vehicle with a Conditional Sale agreement
You pay a deposit and borrow the remaining cost of the vehicle, paying it back monthly over the term of the agreement. At the end of the agreement, you own the vehicle.
Available for cars, motorcycles and vans.
Initial deposit
You put down a deposit of around 10% of the vehicle price and pay the remaining cost of the vehicle over the term of the agreement.
Fixed monthly repayments
Monthly repayments are fixed during the agreement and spread equally throughout the term, including interest. The agreement is up to five years (60 months).
No lump sum
There's no lump sum to repay at the end of the agreement.
You become the legal owner
At the end of the agreement, you pay the title transfer fee and become the legal owner of the vehicle.
When you’re ready for another vehicle
See what we could offer you with our loyalty offers. Existing customers can often get a better deal when they come to us direct.*
*Save up to £656 by coming to us direct, instead of through a credit broker. This is based on comparing the total amount repayable with a 10.9% APR direct rate with the average credit broker rate of 13.2% APR for customers with excellent credit. Your rate and savings will depend on your circumstances and aren't guaranteed. Representative example: Using a conditional sale product with a vehicle cash price of £11,700. Borrowing £10,500 over 60 months with a £1,200 deposit. Representative APR of 12.9% fixed rate. Monthly repayment: £234.50. Option to Purchase Fee: £10. Total cost of credit: £3,580. Total amount payable: £15,280.
Finance available to UK residents of 18 or over and is subject to status and credit assessment. Indemnities may be required. You will not own the vehicle until all payments are made. Terms and conditions apply. Finance provided by Close Brothers Motor Finance (Lender). Close Brothers Motor Finance is a trading style of Close Brothers Limited (‘CBL’), a subsidiary of Close Brothers Group plc. CBL is registered in England and Wales with company number 195626 and registered office 10 Crown Place, London, EC2A 4FT. CBL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Firm reference number 124750.