Important update
    Vehicle finance commission complaints

    On 3 December 2025, the Financial Conduct Authority extended their deadline on the pause for responding to complaints around motor finance commissions. The pause will now be in place until 31 May 2026. You can find the latest information on our website here:

    Latest information

    API (Application Programming Interface) Integration

    We use APIs to seamlessly communicate between different software applications. So we can automatically retrieve and process data, assess creditworthiness, and generate finance proposals in real-time: offering a smoother and more responsive service, improving the experience for you and your customers.

    Decision in principle

    If suitable for your business, this feature helps us decide if a customer could get finance by checking if they can afford it before they make a full application. We use a 'soft search' that won’t impact the customer's credit score – so customers have an initial understanding of their finance options without any commitment.

    Proposal amendment

    Our advanced technology automatically modifies 'in-flight' finance proposals according to credit policy. So you can easily adjust your proposals electronically, and we’re here for support if needed. 

    Electronic signing solution

    Once your customer’s proposal has been approved, you can send the agreement directly to them to review and sign using our electronic signing solution. Your customers can sign from anywhere, on any device: on their phone in the dealership, on the sofa at home, or even on holiday.

    Every year, we help over 100,000 UK customers pay monthly for their vehicle.

    We’re proud of the service we provide to each and every customer. Don’t just take our word for it, check out our industry recognition for the way we help our customers and our dealer partners.

    Car Dealer 2024 award logo
    Lending confidence