Important update
    Vehicle finance commission complaints

    On 3 December 2025, the Financial Conduct Authority extended their deadline on the pause for responding to complaints around motor finance commissions. The pause will now be in place until 31 May 2026. You can find the latest information on our website here:

    Latest information

    Fast, simple, and easy for you and your customers

    We make vehicle finance easy for you and your customers, helping them to pay monthly for the vehicle they want.

    Finance suited to your customers

    We have a range of finance products available, depending on your customer’s budget and their vehicle needs.

    Quote, apply and sign from anywhere

    Customers can get behind the wheel sooner by signing their agreement from remotely.

    Fast and flexible underwriting

    With fast and flexible underwriting, we can take you from proposal to agreement within minutes.

    Manage your finance proposals with ease

    Create and manage your customer finance proposals using Showroom, our default proposal system. We’re also able to support iVendi, Autoconvert and Dealtrak proposal platforms for partners who prefer an alternative.

    Our finance products

    We offer a range of finance products depending on your customer’s budget and vehicle needs.

    Conditional Sale (CS)

    If your customer wants to own the vehicle in the long run.

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    • Fixed monthly repayments
    • Early repayment options
    • Own the vehicle at the end of the agreement
    • Option to own the vehicle at the end of the agreement
    • Option to exchange the vehicle at the end of the agreement
    • Excess mileage charges
    • Vehicle condition charges (fair wear and tear)
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    Hire Purchase (HP)

    If your customer wants the option to hand the vehicle back.

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    • Fixed monthly repayments
    • Early repayment options
    • Option to own the vehicle at the end of the agreement
    • Option to exchange the vehicle at the end of the agreement
    • Excess mileage charges
    • Vehicle condition charges (fair wear and tear)
    View product

    Personal Contract Purchase (PCP)

    If your customer wants options at the end of their finance agreement.

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    • Fixed monthly repayments
    • Early repayment options
    • Option to own the vehicle at the end of the agreement
    • Option to exchange the vehicle at the end of the agreement
    • Excess mileage charges apply
    • Vehicle condition charges apply (fair wear and tear)
    View product

    Credit Lines

    Help your business customers purchase several vehicles over 12 months with one upfront approval.

    Light Commercial Vehicle (LCV) finance

    Quick and easy decisions for light commercial vehicle finance, made in minutes.

    Want to sell more vehicles and grow your business?

    Become a dealer partner today