Important update
    Vehicle finance commission complaints

    On 3 December 2025, the Financial Conduct Authority extended their deadline on the pause for responding to complaints around motor finance commissions. The pause will now be in place until 31 May 2026. You can find the latest information on our website here:

    Latest information

    Fast, simple, and easy for you and your customers

    • We make vehicle finance easy , giving your customers choices to help them to pay monthly for the vehicle they want.
    • We have a range of products to suit your customers' needs and budget
    • With fast and flexible underwriting, we can take you from proposal to agreement within minutes
    • Get your customers behind the wheel sooner, with our digital sign journey
    • Create and manage your customer finance proposals using Showroom, or iVendi, Autoconvert and Dealtrak  
    • We pay out four times a day, meaning you don’t have to wait to hand over the keys 

    Sell more vehicles to more customers more often

    • We finance all fuel types: petrol, diesel, hybrid, and electric cars  
    • Specialists in cars, motorbikes, LCVs, scooters, caravans, and motorhomes  
    • Vehicles from brand new to up to 15 years old (age limits vary by product type)

    We finance wide mileage ranges:

    • Cars and motorbikes with starting mileages up to 70,000 and up to 120,000 miles at the end of term
    • Electric cars up to 8 years old and 100,000 miles at end of term 

    Our finance products

    We offer a range of finance products depending on your customer’s budget and vehicle needs.

    Personal Contract Purchase (PCP)

    For individuals and small businesses (sole traders and partnerships), who want options at the end of their agreement.

    View product
    • Fixed monthly repayments
    • Early repayment options
    • Option to own the vehicle at the end of the agreement
    • Option to exchange the vehicle at the end of the agreement
    • Excess mileage charges apply
    • Vehicle condition charges apply (fair wear and tear)
    View product

    Conditional Sale (CS)

    For individuals and small businesses (sole traders and partnerships), who want to own the vehicle.

    View product
    • Fixed monthly repayments
    • Early repayment options
    • Own the vehicle at the end of the agreement
    • Option to own the vehicle at the end of the agreement
    • Excess mileage charges
    • Vehicle condition charges (fair wear and tear)
    View product

    Hire Purchase (HP)

    For Limited Companies looking to own the vehicle at the end of their agreement.

    View product
    • Fixed monthly repayments
    • Early repayment options
    • Option to own the vehicle at the end of the agreement
    • Option to exchange the vehicle at the end of the agreement
    • Excess mileage charges
    • Vehicle condition charges (fair wear and tear)
    View product

    Partner with us to expand your vehicle range and support your customers with flexible finance solutions. 
    Let’s grow together!

    Light Commercial Vehicle (LCV) finance

    Quick and easy decisions for light commercial vehicle finance, made in minutes.

    Additional products for your customers

    Working in partnership with A-Plan, we can offer your customers with a vehicle insurance quote for vehicle insurance.

    Our partnership approach

    Your goals are our goals, and through our partnership we'll help your dealership grow. With finance solutions, stock funding, compliance support and tailored insight, we're a partner you can rely on to capitalise on the opportunities ahead.

    • Unlock market data and insights to support your decision making

      Find out more
    • Stock or spruce up your forecourt without using your own funds

      Find out more
    • Understand how to stay compliant with regulation through our expert support

      Find out more

    Want to sell more vehicles and grow your business?

    Become a dealer partner today