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Important update
    Vehicle finance commission complaints

    On 3 December 2025, the Financial Conduct Authority extended their deadline on the pause for responding to complaints around motor finance commissions. The pause will now be in place until 31 May 2026. You can find the latest information on our website here:

    Latest information
    Back to Finance for your customers

    Light commercial vehicle finance

    We know that speed is important to commercial vehicle buyers, and that’s why our application process is quick and easy.

    Flexible finance options

    Offer your customers a range of flexible finance options to help them get the light commercial vehicle (LCV) they need.

    • Hire Purchase or Conditional Sale
    • Terms from 12-60 months
    • Optional balloon packages for selected vehicles
    • Minimum advance of £1,000 with loan to value up to 120%

    Finance for a range of LCVs

    Our finance options let your customers choose from a wide range of LCVs, including:

    • LCVs up to 10 years old at the end of the agreement - and up to 15 years in some circumstances
    • Mileage up to 130,000
    • Weights up to 3.5 tonnes

    See how it works

    An introduction to LCV finance and why it could be the right finance option for your customers.

    Benefits for customers choosing LCV finance

    From claiming back VAT - to owning the vehicle at the end of the agreement term, your customers unlock many benefits when choosing LCV finance from Close Brothers Motor Finance.

     

    • Spread the cost
      Make purchasing LCVs more affordable by spreading the total cost of the vehicle over the term of the agreement.
    • Fixed monthly repayments
      With fixed monthly repayments, your customers know how much money is coming out of their account each month. And they can make overpayments to reduce the amount of interest they pay, too.
    • Claim the tax back
      VAT registered customers can claim VAT back on any LCV purchase (a minimum 20% VAT deposit is required). Vehicle costs are 100% tax deductible on Hire Purchase and Conditional Sale agreements.

    Learn more about our finance solutions

    We offer Conditional Sale and Hire Purchase agreements for LCV customers.

    • Conditional Sale

      If your customer wants to own the vehicle at the end of the agreement.

      View Conditional Sale

    • Hire Purchase

      If your customer wants the option to hand the vehicle back at the end of the agreement.

      View Hire Purchase

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