Missed payments and any agreed arrangements may impact your credit file and show on there for six years. They can have a varying impact on your Credit Rating and your subsequent ability to obtain credit.
If you took a Payment Pause with us, prior to 31 March 2021 due to temporary difficulties as a result of the Coronavirus pandemic, whilst your arrangement remains in place, your credit file won't be negatively impacted and any fees and charges accrued during this period will be removed.
To speak to any of the credit reference agencies, they can be contacted using the following details:
www.equifax.co.uk or 0800 014 2955
www.experian.co.uk or 0800 013 8888
www.transunion.com or 0330 024 7574