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What we do

Working with over 8,000 dealer and broker partners, we offer flexible finance solutions to our customers.

4 out of 5 dealers are happy with the service they receive from us

Offering finance through reputable dealer and broker partners

Having a vehicle is an essential part of modern life. Choosing a car, a motorcycle or an LCV is a big decision and can be one of the largest purchases that people make. That’s why through our partnerships with dealers and expert advice we aim to make vehicle finance easy for our customers, helping you to pay monthly for the vehicle you want.

Our partners are industry experts and each one that offers our finance is authorised by the Financial Conduct Authority to broker consumer credit.

With our finance solutions:

  • The process is quick and easy – you could drive away the same day
  • You receive enhanced rights from an asset-secured loan
  • You’ll get a fixed rate of interest, unlike some credit cards
  • You can spread the cost of high-value purchases
  • You can budget better and set savings aside for a rainy day

Find out more about our finance solutions

A personalised approach to reviewing applications

We understand our partners, our customers and the motor industry

We pride ourselves on reviewing applications based on you, the vehicle and the proposed terms of the finance agreement.

  • We have a large team of underwriters across our branch network whose role is to review applications to help make deals happen
  • We take into account each individual and their circumstances, giving us the ability to lend where other providers can't
  • We're committed to supporting customers in times of difficulty, so we're here for you if things go wrong

Dealer and customer talking in showroom - finance discussion

Our promise to customers

We're a specialist motor finance provider with over 30 years in the market. Our heritage, expertise and established partnerships with over 8,000 reputable partners means we're a company you can trust.

When choosing us as your finance provider, we promise to deliver three key areas of service:

  • Making motor finance easy: Easy to deal with, we're here to enable you to get the vehicle you want. From applying for finance to settling your agreement, we'll work hard to ensure a seamless journey so that you find dealing with us hassle-free and straightforward.
  • Treating you as an individual: We aim to understand our customers as individuals, and that's why we take a unique approach to underwriting so that we can look at your needs on an individual basis. We also know the different types of customers and the products and services most relevant to you. And we're here should things go wrong. 
  • A lender you can trust: Using our experience and expertise, we'll make the right lending decisions for you. The relationships we build add value and we're here to support you for the long run.

We work closely and seamlessly with our partners to help our customers drive the vehicle they want. 

Earning our reputation is key

We’re really proud of the service we provide to each customer. Don’t just take our word for it, we have received industry recognition for the way we help customers and our dealer partners.

Car Dealer Power Awards 2020
Car Dealer Power Awards 2019
Highly Commended - 2019 Moneyfacts
Car Dealer Power Awards 2018

* Source: CBMF data - Active Dealer Satisfaction Survey Feb-Jul 2020.