Get a loyalty offer in minutes • No impact to your credit score • Apply online

​Change your vehicle in one easy step

If you already have finance with us, you don’t need to start again.

Together with Zuto, the car buying experts, we make it easy to pay off your current finance and explore a new offer all in one place.

How it works

See your options in 3 simple steps

  • Get your early settlement quote

    Provide a few details and we’ll show you how much it would be to pay off your vehicle finance early.

  • Explore your finance options

    See what your new deal could look like, what you could borrow and how much it could cost you monthly.

  • Get your offer

    If you’re happy with what you see, you can apply online. A dedicated expert at Zuto will be in touch to talk you through the next steps.

Not found a vehicle yet?

It doesn’t matter if you already have a vehicle in mind, or you’re still looking, either way works.

Zuto can:

  • Find a vehicle that suits you, or work with a dealer of your choice
  • Settle your existing finance with us
  • Guide you through your application from start to finish

Get a loyalty offer in minutes • No impact to your credit score • Apply online

*Save up to £656 by coming to us direct, instead of through a credit broker. This is based on comparing the total amount repayable with a 10.9% APR direct rate with the average credit broker rate of 13.2% APR for customers with excellent credit. Your rate and savings will depend on your circumstances and aren't guaranteed. Representative example: Using a conditional sale product with a vehicle cash price of £11,700. Borrowing £10,500 over 60 months with a £1,200 deposit. Representative APR of 12.9% fixed rate. Monthly repayment: £234.50. Option to Purchase Fee: £10. Total cost of credit: £3,580. Total amount payable: £15,280.
 
Finance available to UK residents of 18 or over and is subject to status and credit assessment. Indemnities may be required. You will not own the vehicle until all payments are made. Terms and conditions apply. Finance provided by Close Brothers Motor Finance (Lender). Close Brothers Motor Finance is a trading style of Close Brothers Limited (‘CBL’), a subsidiary of Close Brothers Group plc. CBL is registered in England and Wales with company number 195626 and registered office 10 Crown Place, London, EC2A 4FT. CBL is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Firm reference number 124750.