The maximum benefit you can claim on the policy is dependent on the price you paid for your vehicle. This is outlined in the table below.
This monthly policy is separate to your finance agreement with us and should you wish to proceed, the premium will be collected by direct debit monthly in arrears by BNP Paribas Cardif Limited who are our chosen administration partner. The benefit of keeping it separate from your finance agreement is that the cover can remain in place even if you settle your finance agreement.
RTI GAP insurance will cover you for a maximum of 36 months, even if the finance is settled before then.
You can cancel within 30 days of the start date and any premium paid will be refunded in full, unless a claim has been made or an incident has been notified that could give rise to a claim against this policy. If you decide that you would like to cancel after the first 30 days you may do so, however; 1. there will be no refund of any premiums already paid, and 2. your cover will continue until the end of the period for which you have paid.
Great Britain, Northern Ireland, the Channel Islands and the Isle of Man. Cover is extended to countries in the European Economic Area whilst your insured vehicle is being driven by you in one of these countries subject to your comprehensive vehicle insurance policy being extended for such use.
There are a number of vehicles that are not eligible for RTI GAP, these include: a vehicle not shown in Glass’s Guide, a motor scooter/moped, motorcycles, an electric vehicle, an invalid carrier, a kit car, a replica car, or a grey import. There are also a number of manufacturer brands not eligible for this cover including: Aston Martin, Bentley, Bristol, Bugatti, Cosworth, DeTomaso, Dorchester, Ferrari, Ginetta, Hummer, Honda NSX models, Lamborghini, Lancia, Maserati, Maybach, Mitsubishi 3000GT, Marcos, Noble, Rolls Royce, TVR and any American make of vehicle unless manufactured as a right hand drive for the United Kingdom.
To make a claim please either email our administrator: [email protected] or phone the team on: 0800 298 0268.
Once BNP Paribas Cardif Limited have been notified of a claim, they will contact you directly to discuss next steps.