We’ve included two common examples of legal notices, but there’s many different notices you might be sent.
A ‘Notice of Sums in Arrears’ tells you the total amount of money you owe: this is the one you should look at when you make a payment.
We might also send you a ‘Subsequent Notice of Sums in Arrears.’ This is the same type of notice, but by law we must send it again after six months. We’ve explained a bit more about these notices here.
The law says it’s important that you know about your financial situation with us, so we must send these notices every six months until you’re back on track.
A ‘Notice of Sums in Default’ tells you about the additional fees and charges we apply to your account because you’re behind with payments. It explains how much we charge you because you owe that money. We’ve explained a bit more about these notices here.